Having your loins do the thinking...

A pretty 32 yr female friend in media was dating a 38 year old all short, chubby, bald investment banker and drops him after 6 months because he still didn’t want to be exclusive. She thought because she was much more physically attractive than him he would want to get into a serious relationship. Now that her theory has empirically been proven wrong she's now dating a hot 22 year old who’s in a 2 year analyst program at a major Investment bank. He’s from an aristocratic Spanish family which private homes in 20 major international cities. A bonus for her is that his large endowment is more than financial. She’s crazy about him but he’s too young, understandably can’t make a commitment and is definitely not monogamous. She now says if someone’s going to waste your time they may as well be very hot. Let me ask your opinion. If you were in her shoes would you stay with the hot young Latin lover or break up with him so you can be open to someone who could be a life long partner?